Offer subject to credit approval. Not everyone will qualify for the Holland America Line Rewards Visa Card credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

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Annual Fee: $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For purchases, and new and outstanding balance transfers after the introductory period, the variable APR is 13.99%, 18.99%, or 23.99% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 25.24%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for more information about the terms of this offer.

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1. . Casino certificates. Premium Holland America Line items—from bathrobes to coffee mugs. And much more. Shipboard Credit and Onboard Value booklet include Terms & Conditions on specific offers. All amounts in U.S. Dollars ® Value-added money-saving certificates include: ™ Shipboard Credit may be applied to.
2. HAL offers a casino discount rate on cruises. This rate varies by cruise and stateroom chosen. We have found for veranda up to a neptune suite the discount averages 25% off published cruise rate. Club 21 also has casino offers. The offer varies by cruise line, cruise ship within the cruise line and staterooms.
3. Holland America Line offers the best cruises to Alaska, Panama Canal, and Mexico. Find cruise deals to 14 unique vacation destinations and over 473 ports of call.

The Holland America Rewards Program offers cardmembers the opportunity to earn rewards towards discounted, reduced and even free cruise redemptions. Restrictions apply. Taxes and fee may apply. Cardmembers will be responsible for all charges incurred in connection with their cruise (including travel to port of departure).